Banco BCT S.A.
Status: Approved investmentWhy disclosure?
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Disclaimer
The information as disclosed is indicative and provided on an "as-is/as available" basis for general informational purposes only and should not be construed as financial, legal or investment advice, nor as a commitment or an offer to arrange or provide any financing. The final decision to provide financing is subject to the terms and conditions of FMO in its sole and absolute discretion. When providing links to other sites, FMO bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. The information on proposed investment for high-risk investments is made available in the language relevant to the country or region where the bulk of operations take place. Translations of any information into languages other than English are intended as a convenience for local stakeholders. In case of any discrepancy, the information provided in English will prevail.
Who is our customer?
Banco BCT, S.A. is operating as a universal commercial bank in Costa Rica with a principal focus on the SME and corporate markets, particularly in the property, services, manufacturing and agroindustry sectors.
What is our funding objective?
1) to support BCT Bank International with the development of their Environmental and Social Management System (ESMS) in Panama. 2) to support Banco BCT in Costa Rica with co-funding the services of external consultants to ensure that their Environmental and Social Management System (ESMS) complies with the requirements of Agreement 2-10 issued by SUGEF (inclusion of inherent and residual risk and climate component), as well as establishing a solid foundation to comply with the requirements of IFRS S1 and S2 standards in order for them to capitalize on the abundant opportunities for Green projects.
Why do we fund this investment?
This Technical Assistance project supports BCT Bank International in developing an ESMS that is aligned with the agreed Environmental and Social Action Plan, as well as supporting Banco BCT in Costa Rica to comply with the Regulation on climate and IFRS S1 and S2. This will allow the banks to differentiate themselves as market leaders in this space and build internal capacity in these areas.
More investments
| Date | Total FMO financing |
|---|---|
| 6/5/2025 | USD 20.00 MLN |
| 12/30/2021 | EUR 0.01 MLN |
| 2/19/2025 | USD 7.50 MLN |
| 11/24/2020 | USD 15.00 MLN |
- Website customer/investment
- https://www.bancobct.com/
- Region
- Latin America & The Caribbean
- Country
- Costa Rica
- Sector
- Financial Institutions
- Publication date
- 5/27/2026
- Effective date
- 5/8/2026
- Total FMO financing
- USD 0.06 MLN
- Funding
- FMO NV
-
Risk categorization on environmental and social impacts, A = high risk, B+ = medium high risk, B = medium risk, C = low risk
Environmental & Social Category
(A, B+, B or C) - B