Banco para la Comercialización y la Producción S.A.
Status: Proposed investmentWhy disclosure?
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In case of questions
We welcome feedback on this proposed investment opportunity for FMO. The ending of the proposed investment phase is indicated on the right side of this page. In case of questions, please contact us at disclosure@fmo.nl
Disclaimer
The information as disclosed is indicative and provided on an "as-is/as available" basis for general informational purposes only and should not be construed as financial, legal or investment advice, nor as a commitment or an offer to arrange or provide any financing. The final decision to provide financing is subject to the terms and conditions of FMO in its sole and absolute discretion. When providing links to other sites, FMO bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. The information on proposed investment for high-risk investments is made available in the language relevant to the country or region where the bulk of operations take place. Translations of any information into languages other than English are intended as a convenience for local stakeholders. In case of any discrepancy, the information provided in English will prevail.
Who is our prospective customer?
Banco Para la Comercialización y la Producción S.A. (“Bancop”) is a private universal bank in Paraguay. It is owned by a group of 29 productive cooperatives linked to the country’s agriculture, cattle and agro-industrial sectors. Bancop began operations in 2012 and has experienced rapid growth. As of March 2025, the bank reported total assets of USD 825 million. Its loan portfolio is primarily focused on SMEs and corporate clients, mainly active in the agriculture and cattle value chains, as well as other sectors of the economy.
What is our funding objective?
The USD 45 million facility consists of a USD 20 million committed tranche and a USD 25 million uncommitted tranche. Of the total amount, 90% is allocated to agricultural SME clients, while the remaining 10% is dedicated to Green loans in line with FMO’s Master Green List. Consequently, the facility classifies for a 90% Reducing Inequalities label and a 10% Green label.
Why do we want to fund this investment?
This transaction aligns with FMO’s strategic objectives by promoting inclusive economic growth, facilitating the transition to a greener economy, and strengthening environmental and social risk management within the Paraguayan banking sector.
What is the Environmental and Social categorization rationale?
Bancop is categorized as category A due to the nature of its sector exposures. These exposures include agriculture and agro-industry activities, such as animal husbandry. The contextual risks associated with these sectors include illegal deforestation/conversion of natural and critical habitats, land rights issues, inadequate stakeholder engagement and grievance mechanisms, impacts on indigenous communities, labor and working conditions in rural areas, among other risks. The bank has developed environmental and social risk procedures to manage these associated risks. As part of this investment, Bancop has agreed to implement an environmental and social management plan to further strengthen its E&S risk management capacity.
More investments
| Date | Total FMO financing |
|---|---|
| 12/13/2021 | USD 5.00 MLN |
| 12/13/2021 | USD 10.00 MLN |
| 12/17/2020 | USD 7.50 MLN |
| 9/21/2018 | USD 7.50 MLN |
- Website customer/investment
- https://www.bancop.com.py/
- Region
- Latin America & The Caribbean
- Country
- Paraguay
- Sector
- Financial Institutions
- Publication date
- 7/23/2025
- Deadline for feedback
- 9/21/2025
- Total FMO financing
- USD 20.00 MLN
- Funding
- FMO NV
-
Risk categorization on environmental and social impacts, A = high risk, B+ = medium high risk, B = medium risk, C = low risk
Environmental & Social Category
(A, B+, B or C) - A
- Translation
- https://www.fmo.nl/banco-para-la-comercializaci%c3%b3n-y-la-producci%c3%b3n-s.a.