Project detail - AMRET PLC


Status: Approved investment
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The information as disclosed is indicative and provided on an "as-is/as available" basis for general informational purposes only and should not be construed as financial, legal or investment advice, nor as a commitment or an offer to arrange or provide any financing. The final decision to provide financing is subject to the terms and conditions of FMO in its sole and absolute discretion. When providing links to other sites, FMO bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. The information on proposed investment for high-risk investments is made available in the language relevant to the country or region where the bulk of operations take place. Translations of any information into languages other than English are intended as a convenience for local stakeholders. In case of any discrepancy, the information provided in English will prevail.

Who is our customer

Amret has been a long-standing client of FMO since 2006. It is the second largest MFI in Cambodia servicing more than 500 thousand clients throughout the country.

What is our funding objective?

The facility will be used for the growth of loan portfolio of the company.

Why do we fund this investment?

Cambodia is a low-income country and through Amret it is possible to reach the lower segment of the market and increase the level of financial inclusion in the country.

What is the Environmental and Social categorization rationale?

Amret is classified as an FI-C-client with minimal or no adverse Environmental and Social (E&S) impacts. The following E&S requirements are applicable: (i) Exclusion List, (ii) compliance with local laws and regulations and (iii) application of the IFC Performance Standard 2, Labour and Working Conditions. Amret is SMART Campaign certified, adhering to the Client Protection Principles.

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