Status: Completed investment
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Why disclosure?

FMO is committed to making publicly available relevant investment information that informs stakeholders and enables them to engage directly with FMO on its investments which, in turn, enhances our investment decisions, the design and implementation of projects and policies, and strengthens development outcomes. Learn more

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The information as disclosed is indicative and provided on an "as-is/as available" basis for general informational purposes only and should not be construed as financial, legal or investment advice, nor as a commitment or an offer to arrange or provide any financing. The final decision to provide financing is subject to the terms and conditions of FMO in its sole and absolute discretion. When providing links to other sites, FMO bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. The information on proposed investment for high-risk investments is made available in the language relevant to the country or region where the bulk of operations take place. Translations of any information into languages other than English are intended as a convenience for local stakeholders. In case of any discrepancy, the information provided in English will prevail.

Who is our customer

Our client is Mercapital de Nicaragua S.A. (“Mercapital”), which is the financial arm of Mercon Coffee Group (MCG) in Nicaragua. MCG is one of the world’s leading coffee merchants. It has sourcing operations in Central America, Brazil and Vietnam and a significant share in sustainable and quality coffees. Mercon is involved in all aspects of the coffee supply chain from primary production, production and distribution of seedlings, sourcing and processing of coffee from third parties to the delivery and export of green coffee.

What is our funding objective?

The objective of this project is to get an in-depth diagnostic of the client protection practices and policies of this lending process, as well as a set of recommendations and an action plan for Mercapital, while using the official Smart Campaign methodology.

Why do we fund this investment?

FMO is funding this project because it will add significant value to the company by ensuring transparent, respectful and prudent financial services for the coffee farmers. This may also help increase customer loyalty, secure coffee deliveries, reduce risks and improve the sustainability of the entire value chain.

More investments

Date Total FMO financing
11/1/2019 USD 5.00 MLN
12/17/2018 USD 5.00 MLN
Website customer/investment
Latin America & The Caribbean
Financial Institutions
Effective date
End date
Total FMO financing
EUR 0.02 MLN
Risk categorization on environmental and social impacts, A = high risk, B+ = medium high risk, B = medium risk, C = low risk Environmental & Social Category
(A, B+, B or C)