Project detail - HUOZHI


Status: Completed investment
Back to map

Why disclosure?

FMO is committed to making publicly available relevant investment information that informs stakeholders and enables them to engage directly with FMO on its investments which, in turn, enhances our investment decisions, the design and implementation of projects and policies, and strengthens development outcomes. Learn more

In case of questions

In case of questions, please contact us at


The information as disclosed is indicative and provided on an "as-is/as available" basis for general informational purposes only and should not be construed as financial, legal or investment advice, nor as a commitment or an offer to arrange or provide any financing. The final decision to provide financing is subject to the terms and conditions of FMO in its sole and absolute discretion. When providing links to other sites, FMO bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. The information on proposed investment for high-risk investments is made available in the language relevant to the country or region where the bulk of operations take place. Translations of any information into languages other than English are intended as a convenience for local stakeholders. In case of any discrepancy, the information provided in English will prevail.

Who is our customer

Huozhi is a social impact enterprise designed to cut transaction costs and risk out of aid to crisis zones by providing a vehicle for donations of safe and direct financial assistance to ‘unbankable’ people. Huozhi was started with the purpose to enable more families to stay in their home country with dignity, allow local business to survive and rebuild, and support donors to optimize value for money while reducing the risk of financial crime.

What is our funding objective?

This convertible grant will support Huozhi in their start-up phase. In particular, the funds will be used to develop and run a pilot of the full Huozhi system in MASSIF countries.

Why do we fund this investment?

This initiative contributes to FMO’s impact objectives of Inclusive Development and local Economic growth. The Huozhi system allows aid to reach those who need it most at the bottom of the pyramid in fragile states, during a time when traditional finance is retreating. It also supports local SME development by increasing demand and providing technology that assists retailers in managing business operations and inventory.

Financial Institutions
Effective date
End date
Total FMO financing
EUR 0.25 MLN