Who we are

We are the Dutch entrepreneurial development bank. We support sustainable private sector growth in developing and emerging markets by investing in businesses, projects and financial institutions.

FMO was founded in 1970 and is a public-private partnership, with 51% of our shares held by the Dutch State and 49% held by commercial banks, trade unions and other members of the private sector. FMO has a triple A rating from both Fitch and Standard & Poor’s.


We believe in a world in which, by 2050, more than 9 billion people live well and within planetary boundaries.


We create development impact by being additional in financing the private sector in low- and middle-income countries. 


We enable entrepreneurs to increase inclusive and sustainable prosperity.

Corporate culture and values

FMO strives for a flawless reputation for integrity. Accordingly, we expect all employees, irrespective of their position, to behave beyond reproach. They should act, and in some instances refrain from acting, fully as FMO expects an excellent employee to do. We are building a culture based on respect, integrity and social responsibility. The values we live by are: Making the Difference, Diversity, Quality, and Integrity.

VIA QualityVIA Integrity
VIA DiversityVIA Difference

Diversity and inclusion

As an organization that focuses on reducing inequality and that has diversity as one of its values, we owe it to society at large, to our partners and each of our colleagues to strive for full equality and inclusion. There is an important difference between simply ensuring that diverse backgrounds and viewpoints are represented and making sure everyone can bring their full self to work. 

That is why we strive for diversity at all levels of our organization and do our outmost to create an inclusive working culture for our employees and our stakeholders. We believe that diverse and inclusive teams enhance creativity and innovation, generating different ideas, which lead to better solutions with higher impact.

As we operate in developing markets around the world, a diverse and inclusive culture contributes to our strategy of forging deeper relationships with our clients and other stakeholders. For more information, please see our Diversity and Inclusion Statement