Who we are

We are the Dutch entrepreneurial development bank. We support sustainable private sector growth in developing and emerging markets by investing in businesses, projects and financial institutions.

FMO was founded in 1970 and is a public-private partnership, with 51% of our shares held by the Dutch State and 49% held by commercial banks, trade unions and other members of the private sector. FMO has a triple A rating from both Fitch and Standard & Poor’s.

Higher goal

FMO, your preferred partner to invest in local prosperity


We believe in a world where, in 2050, more than nine billion people live well and within the means of the planet's resources.


In pursuit of this vision, FMO's mission is to empower entrepreneurs to build this better world. To that end, FMO invests in businesses, projects and financial institutions, by providing capital, knowledge and networks to support sustainable growth. We do this with the ultimate goal of empowering people to apply their skills and improve their own quality of life.


We have set ourselves the goal to ‘Become your preferred partner to invest in local prosperity’. Our strategy is aligned with the Sustainable Development Goals (SDGs), building on increased focus and impact in our activities.

  • We will steer on our contribution to the SDGs in general, and three in particular: decent work and economic growth (SDG8), reduced inequalities (SDG10) and climate action (SDG13).
  • To be effective in supporting local prosperity, we aim to become the preferred partner to our key stakeholders.
  • We focus on three sectors where we can have the biggest impact: financial institutions, energy and agribusiness, food & water.

Our goal to ‘invest in local prosperity’ is not only important for local people, but also for the Netherlands. Decent work, less inequality and climate action create local stability. This is important for the Netherlands and the countries close to us, for example in the circle around Europe and in Africa.

Corporate culture and values

FMO strives for a flawless reputation for integrity. Accordingly, we expect all employees, irrespective of their position, to behave beyond reproach. They should act, and in some instances refrain from acting, fully as FMO expects an excellent employee to do. We are building a culture based on respect, integrity and social responsibility. The values we live by are: Making the Difference, Diversity, Quality, and Integrity.

Diversity and inclusion

As an organization that focuses on reducing inequality and that has diversity as one of its values, we owe it to society at large, to our partners and each of our colleagues to strive for full equality and inclusion. There is an important difference between simply ensuring that diverse backgrounds and viewpoints are represented and making sure everyone can bring their full self to work. 

That is why we strive for diversity at all levels of our organization and do our outmost to create an inclusive working culture for our employees and our stakeholders. We believe that diverse and inclusive teams enhance creativity and innovation, generating different ideas, which lead to better solutions with higher impact.

As we operate in developing markets around the world, a diverse and inclusive culture contributes to our strategy of forging deeper relationships with our clients and other stakeholders. For more information, please see our Diversity and Inclusion Statement