Sectors

Making a real impact means taking risks and being in it for the long term. It also means seeking our projects that we believe create the highest development impact – not just economic, but also social and environmental.

That’s why we focus on housing, energy and finance – including private equity – projects. We are also happy to take on projects in other sectors where we expect positive development outcomes. If we don’t have the expertise in-house, we partner with other banks or institutions that do. We welcome contact from both potential clients and partners regarding new possible projects – that’s the benefit of a global partner network.

While we focus on three target sectors, FMO’s strategy prioritizes certain areas that promote the highest development impact.

We aim to increase our operations in low-income countries. These are high-risk countries, so our additionality role is optimal here.

Sustainability is another focus area for FMO – that’s why we have a sustainability team as well as environmental and social specialists in every sector department.

Private equity and mezzanine funding is scarce in emerging markets, so we are proactive about offering these products.

In many cases, other banks are not willing or able to invest alone – FMO’s presence mitigates some of the risk. When sound investments opportunities which support our aim we partner with banks and other institutions with specific expertise in those sectors.